Savings Account | TONHANKS Global Trust Bank

Premier Personal Savings

Earn 4.50% APY on balances over $25,000. The premier choice for long-term growth and stability.

Specifically designed for US and Canadian residents, offering the security of a traditional savings vehicle with the yield of an investment fund.

Open Personal Account

The Gold Standard for Long-Term Wealth Preservation

Build a foundation of stability with our most popular Personal Savings Account. As the premier choice for long-term growth, this account combines the rock-solid security of traditional savings with the high-performance yields typically reserved for investment funds. We provide specialized support and regulatory compliance for our North American leaders.

Growth & Management

High-Yield Growth: Earn a competitive 4.50% APY on all balances over $25,000, ensuring your capital works as hard as you do.
Smart Dashboard: Gain total visibility into your finances. Our integrated dashboard allows you to track expenses, set automated savings goals, and view real-time insights into your spending habits.
Stability First: Enjoy peace of mind knowing your funds are held in a vehicle optimized for long-term reliability.

Seamless Money Movement

At Tonhanks Global Trust Bank, we believe that "long-term" shouldn't mean "out of reach."

Instant Internal Transfers: Move funds between your Tonhanks accounts instantly through your dashboard.
External Bank Integration: Easily link your accounts at other financial institutions via seamless ACH and EFT transfers.
Domestic & International Wires: Send and receive wires with industry-leading security protocols and transparent tracking.

Multi-Currency Global Savings

Multi-currency savings for international business. Save in over 180 local currencies worldwide. Open to any qualified individual in any country.

Why go Global?

International Business: Hold payments in local currencies to avoid volatile FX fluctuations.
Remote Workforce: Pay international contractors and remote workers directly in their own currency.
Universal Access: Manage wealth from anywhere with our borderless digital platform.
Institutional Security: Every sub-account is protected by global encryption standards.

Read More About Global Benefits ↓

Open Global Account

Your Financial Passport to the Global Market

Break down borders with a Multi-Currency Business and Personal Account designed for the modern international landscape. Operate like a local, no matter where you are based. This account is open to any qualified individual or business worldwide.

Global Strategy & Efficiency

Global Reach: Save, hold, and manage funds in over 180 local currencies from a single, unified dashboard.
Currency Protection: Protect your bottom line from market instability by holding payments in original currencies.
Remote Workforce Ready: Eliminate the "hidden tax" of conversion fees when paying your global team.

Advanced Transfer Capabilities

Integrated Wire Support: Send and receive funds via SWIFT, SEPA, and Interac with unique banking details (IBANs, Sort Codes).
Internal Global Ecosystem: Move money instantly between your own currency sub-accounts with zero internal fees.
Automated FX Tools: Set "Target Rate" alerts; our platform swaps currencies automatically when the market hits your desired price.

Frequently Asked Questions

How do I move money between my Tonhanks accounts?

You can perform instant internal transfers 24/7 through your Smart Dashboard. Transfers between your Premier Personal and Global Currency accounts are processed immediately at the current mid-market exchange rate.

Does the bank support wire transfers?

Yes. We support both domestic and international wire transfers. You can initiate these directly from your dashboard by providing the recipient's name, address, and SWIFT/BIC code.

When is the 4.50% APY calculated and paid?

Interest is calculated daily based on your closing balance and is credited to your account on the first business day of every month.

Can I hold multiple currencies at once?

Yes. Our multi-currency account allows you to hold, receive, and manage over 180 local currencies within a single dashboard.

Terms and Conditions (Summary):
Eligibility: Applicants for the Premier Personal Savings must be at least 18 years of age and provide valid proof of residency in the US or Canada. Global Currency accounts are open to qualified individuals and business entities worldwide, subject to standard KYC (Know Your Customer) and anti-money laundering (AML) verification. Interest Rates: The 4.50% APY is a variable rate and may change based on market conditions. We will provide 30 days' notice for any changes that may adversely affect your earnings. Transfer Limits: For your security, daily and monthly limits apply to external ACH and wire transfers. These limits can be adjusted through your Relationship Manager following a secondary verification. Transaction Fees: While internal transfers are free, external wire transfers and certain currency conversions may incur a service fee as outlined in our Fee Information Document. Account Security: Users are responsible for maintaining the confidentiality of their dashboard credentials. Tonhanks Global Trust Bank utilizes institutional-grade encryption to protect all sub-accounts and transaction data